The first thing you'll learn in a modern business class is that it's all about how your business is marketed. You know that it's true; you don't have to sell the best products (though it helps); you don't have to have the best location; you just have to market and generate traffic. This wasn't necessarily true decades ago, but the net has taken over our perception of business. No longer do the cries of "location, location, location" cloud our ears. Now it's the soothing sound of a few keyboard clicks that leads us to our supply and demand destinations.

I came in the game ready to play. I had trained with the best in the business, read and studied the programs, and was ready to create one of the biggest sites around. I wanted to sell custom editing software. My company sells converter software to turn your JPG pictures into files formatted for DVDs and digital picture frames. You have no idea how many clicks we get around Mother's Day, Father's Day, and Christmas. It's insane.

We cleared $80,000 for Mother's Day alone, and every financial transaction was 100% safe and secure due to U.S. Merchant Systems. If you're not sure exactly what a merchant resources company does, it's simple: They handle the financial transaction for your business. If you've ever been to a store and swiped your credit card through a machine, you know what a merchant service does. That particular store – unless it's a huge chain like Wal-Mart – doesn't deal with MasterCard or Visa. They deal with a merchant service that deals with the credit companies.

Do you need a middleman to do this for you? If you're running a personal business, such as a web business, then the answer is yes. You definitely need a merchant service, lest your customers have no way of paying you. And moreover, you won't be receiving any money. U.S. Merchant Systems offered my online business a great way to process credit card payments. We even have another check cashing option from U.S. Merchant Systems that has opened a whole other door to customers.

There are two main reasons I like U.S. Merchant Systems above other companies. For starters, all you need to do is tell them you're interested and they'll set you up with an account and get the ball rolling for you. The other thing that really makes them stand out in my mind is that they offer gift card options. I've expanded my business to deal with formatting solutions and graphics. If customers purchase the software, we give them a gift card for $75 worth of free formatting, and U.S. Merchant Systems handles that as well.

You can accept credit cards, checks, debits, mail order payments, and more with U.S. Merchant Systems in your corner. They have equipment if you need it for a land-based business, and they can quickly get you set up and accepting payments if you're a web merchant. You can apply online and U.S. Merchant Systems will set up a payment plan based on what you need. As far as merchants go, they're the best thing happening online and that is why I just had to write this review for merchantcardaccounts.org.

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