Posts Tagged ‘payroll services’

Credit crunch is killing several businesses and hence, small businesses are looking for ways to control business expenses using debit cards. Synergistic Research Corporation conducted a survey among small business owners and reported that 35% of such owners prefer using debit cards for their business. As they use debit cards at home, they find it convenient to use at work as well.

Banks now promote debit cards for its customers with business checking accounts as banks also benefit from these business customers. The amount of business transactions is huge and hence, banks can profit from the interchange rate of business debit cards.

When the business owners show interest in conducting business transactions using debit cards, the banks are ready to offer more offers and services. The interchange rates for business debit cards continuously increases as the volume of transactions increases.

With debit cards, you dont have to mess up with payroll checks. All organizations have to find affordable and easy payroll solutions with lesser amount of paperwork. Debit cards make it possible by offering simple solutions to pay for your employees. Without the need for any paperwork, you can send money to the bank account of your employees.

To pay for the suppliers, there is no need of paperwork and delay involved in the issue of checks. Small businesses use debit cards to send money to the suppliers. This way, payment is instant and highly secure. Further, there is no chance of frauds associated with debit card transactions. However, there are still a higher percentage of people who dont accept debit card payments. This scenario is changing now as the popularity of debit card increases.

Debit cards incur no annual fees like credit cards. Moreover, you never have to pay any extra fees or interest rates when you use debit cards. Considering the volume of transactions for your business, you can save money in the long run with debit cards. A lot of paperwork can be eliminated with regular use of debit cards.

You should set overdraft protection to protect yourself from spending more than you can afford. If you dont pay proper attention for this overdraft, you have to pay more fees for the bank for exceeding the limit.

You must keep the PIN number of your debit card safely because anyone who has access to your card and PIN number can drain your bank account completely.

Panama City, April 28, 2009 ” EPAY Inc, in cooperation with prime MasterCard issuer, has finally opened the program allowing international companies to conduct business transactions through EPAY prepaid debit cards with NO FX CONVERSION fee. This was announced recently by EPAY Inc., a Panama-based company engaged in financial services, payroll services, e-wallet services, money transfer services, electronic payments processing, debit cards issuance, and other related activities.

www.epayarea.com spokesman said that any company worldwide can now utilize EPAY Inc. solutions starting from as low as $4.99 per card and make payouts to its workers, affiliates, clients etc. through EPAY Inc. prepaid Mastercards with high USD 10,000 monthly limit per prepaid card.

This new service saves users more than 3% in all transactions to each cardholder. Epayarea.com is the first to provide such lucrative program that has services being offered world wide. The debit card program is ideal for worldwide cardholders. There are no competitors for EPAY Inc. in the international market, as others are US card issuers, and they are allowed to work only with US residents due to US legislation. There are also UK card providers who are also limited to UK citizens due to UK regulations. Lots of providers recently have lost their licenses violating these regulations and thousands of cardholders of those providers lost their funds. EPAY Inc. is the only company allowed to provide this service to international cardholders on a fully legal contractual basis, EPAY Inc. representative also said.

EPAY Inc. website clearly states their clients protection program: EPAY Inc. members funds are completely protected because they are stored in strong banks and protected from any claims, including creditors claims. EPAY Inc. does not provide investment services and does not invest members funds at any time during remittance. Online transactions conducted through www.epayarea.com are backed by a US$ 1,000,000 warranty.

Epayarea.com prepaid MasterCards can be used by European, Asian, American, Pacific and other individuals to meet various companies needs such as:

- Dividend, Incentive, Forex payouts ” Employers, Contract Agencies,

- Membership based affiliation applications i.e. Credit Unions, Banks with an existing account holder base

- Loan, Benefit Payout Applications i.e. payday, micro loans operations

- Insurance payout program, Pension payout program

- Commission payout schemes ” Network Marketing Organizations (MLM), Affiliate business models

- Travel, Remittance Card Programs

- Gas stations, Telecommunications, TV companies, stores, supermarkets

- Gaming: casino websites, online poker websites, waging and sports betting, etc.

- Services: insurance, telephone, utilities etc.

Epayarea.com prepaid cards can be used anywhere in ATMs, POS and online, as well as for verifying and adding to online accounts (paypal, ebay, google adwords, alertpay, moneybookers, neteller, etc) for funding/withdrawal. worldwide cardholders are accepted.

Epayarea.com card payout service can be used by corporations from any region, any business model and any size. No matter whether a company needs 5 or 10,000 cards ” EPAY Inc. will provide debit cards and servicing on the best level. For those corporations who wish to have their company name, logo or even fully branded design on their cards, EPAY Inc. will develop:

- Generic Debit Card Program

- Co-Branded Debit Card Payout Program

- White Label Program

- Co-Branded Prepaid Credit Card MasterCard Program

- Generic Prepaid Credit Card Payout Program

- Branded Payout Program

- Embossed or unembossed scheme.

EPAY Inc. prepaid debit card is highly beneficial for cardholders. We are the first to provide one card that can be used anywhere through millions of ATMs, POS and even online transactions all over the world. Our cardholders can also enjoy the benefits of high daily/monthly limits with the safety of our strong fraud and scam monitoring system, Epayarea.com source stated.

EPAY Inc. service is currently used by over 41,000 members to date. The Epayarea.com prepaid Mastercards may be used as debit cards, payroll cards, and loyalty cards all rolled into one. Banks, credit unions and other financial institutions are welcome for cooperation. For more details, interested parties are encouraged to contact by email at business@epayarea.com or check their website at www.epayarea.com.