I want to direct this article mostly to those of you that are just getting started in a new business, whether it be an at home business or small business. And if you’re in this situation: congratulations! You’re taking a huge step in the right direction to better your future. But before you launch your business, make sure you can accept credit card payment for orders!

I’ve seen way too many people get their business up and running, and then they have an order come in and they realize, “Oh no! How do I actually accept a credit card?” Trust me, you don’t want this to happen to you. You need to have a merchant account set up so you can accept credit cards!

You don’t have to set up your merchant account at the same time that you get things like your business license. You just need to make sure that you have it ready before you launch your business. This is an easy time to forget to do it because the excitement level is so high from getting started.

Here’s a tip you can use to make the most out of your merchant account: make sure to shop around for one with the best rates. Look at how much they’re going to charge you for things like setup fees, per transaction fees, etc. Get the best deal you can find.

Another common question that comes up is if you need a machine or not. In the end this all depends on if you’re going to have people coming to your place of business to place orders. If so, you’ll need a machine. If not, you can probably get along just fine with an internet merchant gateway to process your orders online.

I know this is a very small step to getting your business up and running, but you’ll be hurting quickly if you can’t accept credit card payment for your orders!

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